Henderson Insurance Services

We are Brokers who care!

 Local: 909-392-5535 · Toll-Free: 866-789-5433

  • Home
  • About Us
  • Blog
  • Glossary
  • Contact Us
  • Life
  • Health
  • Business
  • Dental
  • Home
  • Auto
  • Other
You are here: Home / Archives for Dental Insurance

Henderson Insurances Services | What are they and why do I need it?

April 2, 2019 by admin

You may be overwhelmed with all the different types of insurance you need to research on. Luckily Henderson Insurances can help you find the perfect insurance coverage for whatever you need. Make sure to check out all our services and see which policies are best for you!

Life Insurance

One of the pillars of personal finance, life insurance is something worth looking into for your household. More than thinking of life insurance as an investment, think of it as a risk management tool that will be useful in life threatening instances such as death. Additionally, as complex as life insurance may be, remember that if you have people who rely on you, you may want to consider finding a life insurance policy that best fits your needs as well as your loved ones.

Business Insurance

This type of insurance helps protect your businesses from any losses that may have occurred from external damages and any other damages that may have cause disturbances to the normal course of your business. Business insurance has several types of coverages including property damages, legal liabilities, and employee-related risks. Henderson Insurance can help you evaluate what insurance needs are best for your business based off potential risks and other conditional factors based upon the type of environment your business operates in.

Home Insurance

Home insurance is a type of property insurance which will cover losses and damages of a home. Additionally, home insurance will give home-owners the coverage against any accidents within the home or if there are external damages such as a fire. Pretty self explanatory, however, there may be some frustrating situations in which the home insurance you chose may not cover certain damages. Therefore, it’s important to read up on the policies and choose the right one for your home. Henderson Insurance can help you choose the right home insurance.

Auto Insurance

Driving is something most of us do effortlessly and on a day to day basis. We often forget how dangerous driving can really be, so it’s important to find the right auto insurance that can protect both you and your car. Auto insurance policies apply to cars in order to mitigate the costs associated with an accident. This way, car owners won’t have to pay a hefty amount out of pocket.

Health Insurance

In essence, health insurance covers medical and surgical expenses incurred by the insured. This insurance is a type where the insured will be reimbursed if there has been an injury. Additionally most employer benefit packages will include health insurance. However, if you’re looking for the right health insurance, Henderson Insurances can help find you the right policy.
 

Dental Insurance

Maintaining your pearly white set of teeth can be confusing. Dental insurance helps you budget and is less complex in comparison to health insurance. With that being said, dental insurance is more straightforward in regards to the different procedures that are covered and how much you should expect to pay out-of-pocket. Dental insurance can be a part of medical insurance plans or as a standalone policy.

Special Event Insurance

Make sure your special event is covered with our Special Event Insurance when the unexpected comes. There are two different types of coverages, a liability coverage and cancellation coverage. Whether you want both or just one, this insurance can help you cover any unforeseen circumstances that may be way out of your control and pose as a threat to your big day.

Filed Under: Auto Insurance, Business Insurance, Dental Insurance, Health Insurance, Life Insurance, Special Event Insurance

Not Waiting to Purchase Dental Insurance

June 9, 2015 by nanette

Clients will contact us to purchase a Dental Policy primarily because they need some major work done.  Now, most of the policies out there will emphasize on prevention however, the real benefit for getting Dental Insurance is for everything else other than cleaning and x-rays.  Prevention is a good thing and may help avoid some major work down the road; most of the preventive work is covered at a 100%.

 When you purchase a Dental Policy you are in essence purchasing peace of mind for when you need fillings, root canals and crowns.  The cost to purchase an individual policy might run you around $ 400.00 a year on average.  Dental plans do have pre-exiting conditions and there are waiting periods to also consider when purchasing a plan. 

Just like any insurance, this is not something you just want to purchase when you get the toothache or need a root canal.  In many cases you might have to wait 6 – 12 months to use the plan for these kinds of procedures. 

Understanding the different plans and benefits can be confusing.  Contacting your broker is the first step to take.  We can help you make the right decision which best suits your needs and budget.

Filed Under: Dental Insurance, Insurance Education Tagged With: Dental Insurance, insurance education

Why Dental Insurance?

April 13, 2015 by nanette

Female patient in dentist office, answering doctor  questionsDental plans are offered as Stand-Alone plans and do not require a Medical Policy.  Dental plans do not adhere to open Enrollment guidelines and are available to all ages all year long.

There are options to choose different coverage levels at any age including 65 and older.  Some prices starting as low as $10 per month for preventive plans.  There are other options available with the ability to waive the waiting periods for some procedures with proof of 12 months prior dental insurance.

You may be asking yourself, why should I buy Dental Insurance?  Most plans provide benefits for at least 2 annual exams and discounts for fillings, root canals and other major procedures.  Its buying peace of mind should you need major work.

The hard part is trying to select a plan that fits your specific needs, that’s why you want to do your research before purchasing.  Waiting to purchase dental insurance when you need it most can prove to be complicated in a sense you need to pay attention to the waiting periods.  Most dental plans will have 3 – 12 month waiting period for some procedures and services.

Filed Under: Dental Insurance, Insurance Education Tagged With: Dental Insurance, insurance education

Do you need a CERTIFICATE OF INSURANCE?

Need to make a change on your existing policy?

  • This field is for validation purposes and should be left unchanged.

Most Recent Posts

  • Do You Need Earthquake Insurance?
  • Henderson Insurances Services | What are they and why do I need it?
  • Health Insurance – Open Enrollment 2018
  • What to do Before, During, and After an Earthquake

All About Henderson Insurances

Founded in 1988, Henderson Insurance Services is an independent insurance brokerage. With hundreds of insurance companies to choose from, we find the best insurance plan to fit your specific needs. Let us do the shopping for you.

Find out more about us...

    • Email
    • Facebook
    • LinkedIn
    • Twitter

Navigate

  • La Verne Insurance Broker
  • About Henderson Insurances
  • Blog
  • Glossary
  • Liability Disclaimer
  • Privacy Policy

Get Quotes For…

  • Other Insurance
  • Auto Insurance
  • Home Insurance
  • Business Insurance
  • Health Insurance
  • Life Insurance

Recent Blogs

  • Do You Need Earthquake Insurance?
  • Henderson Insurances Services | What are they and why do I need it?
  • Health Insurance – Open Enrollment 2018
  • What to do Before, During, and After an Earthquake
  • What to do after a car accident

Founded in 1988, Henderson Insurance Services is an independent insurance brokerage. With hundreds of insurance companies to choose from, we find the best insurance plan to fit your specific needs. Let us do the shopping for you.

    • Email
    • Facebook
    • LinkedIn
    • Twitter

Henderson Insurance Services © 2023. All Rights Reserved.