Are you working 50 + hours a week with little time to even think about protecting your income from an unexpected long term illness or an injury? A recent study showed, younger adults ages 26 – 40 rarely think about it. With trying to balance school, career and family, the last thing you even want to think about is the unthinkable and that would be a, disabling illness or injury.
A study conducted by LIMRA shows that 92.6% of people do not have disability insurance protection.
Disability Income Insurance can provide replacement of your income on a monthly basis. Many individuals are accustomed to protecting their physical assets however; many leave their less visible future-earnings potential unprotected.
While life insurance covers only one event, there is no telling how many times an insured might need the financial protection of disability income insurance, such as in a recurring back condition or other chronic disabling condition.
Applying for and getting a disability insurance policy is not difficult and is worth the time and effort to protect your income.
Some programs offer:
- Quick and easy application process.
- No routine medical requirements, No financial documentation required (if you earn under $ 150,000 per year)
- Accelerated decision from under underwriting
The income you earn is worth protecting, just as you would your home, car and life.