December 2011

Recent earthquakes through out the world have reinforced the need for businesses to be prepared for any type of disaster.  We have already seen, flooding, and wind damage inSouthern California.  So what can you do to help ensure your business is prepared?

1.  Develop Plans for Resuming Your Business – maintain a comprehensive business continuity plan.  Look at those natural hazards you consider to be most likely to encounter… Continue reading: Be Prepared – Natural Disasters Present a Real Threat to Businesses...

According to a recent study conducted by the Ponemon Institute, a research group that studies Internet security found that cyber crimes are becoming more frequent and in turn, are costing businesses more money.  The study found that the most expensive cyber crimes were denial of service, Web-based attacks, malicious code and malicious insiders.  Attacks are also taking longer to resolve on average and are costing more, more than $ 415,000… Continue reading: With cyber crimes on the rise, make sure you keep your company protected with a Business Insurance Policy....

This article discusses an insurance policy deductible as it relates to a claim involving your insured auto.

What is an insurance policy deductible?

A deductible is an option which may be selected by an insured if their auto policy includes physical damage coverage. If the insured has a physical damage loss which is covered by the policy, the deductible represents an amount of money the insured agrees to… Continue reading: What is an Insurance Deductible? ...

Individuals who worry about the costs of being involved in an accident may want to consider an Umbrella Insurance Policy.

When buying auto insurance, you may be tempted to just buy the minimum amount of coverage that is required by the state. Doing so may seem like a good way to try and save on car insurance premiums, but the minimum coverage may not be sufficient to… Continue reading: Why and what is an “Umbrella Policy?...