Does your company have Cyber Liability Insurance?
Traditional liability products do not address Internet exposures and the risks involved in Internet business have blossomed with the Net itself. That is why you need Cyber Liability Insurance.
Anyone with a Web site now has the legal liabilities of a publisher.
What is Cyber-Insurance?
Cyber-insurance is an insurance product used to protect businesses from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. Risks of this nature are typically excluded from traditional commercial general liability policies.
The Benefits of Cyber-Insurance
Cyber-insurance increases cyber-security by encouraging the adoption of best practices. Insurers will require a level of security as a precondition of coverage, and companies adopting better security practices often receive lower insurance rates. This helps companies to internalize both the benefits of good security and the costs of poor security, which in turn leads to greater investment and improvements in cyber-security. The security requirements used by cyber-insurers are also helpful.
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