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Life Insurance

For a FREE Life Insurance Quote, Please Fill Out The Form Below...

*First Name:
*Last Name:
*Gender:	Male Female
*State:
*Zip Code:
*Phone Number:
*Email:
*Date of Birth:	(mm/dd/yyyy)

Additional Required Information:
Do you have a history of alcohol or substance abuse?:	Yes No
If so, has there been any abuse in the last ten years?:	Yes No
Have you had any DUI's in the past 5 years?:	Yes No
Have you had more than 2 motor vehicle violations in the past 2 years?:	Yes No
Has either parent or sibling had a history of cardiovascular disease or cancer before age 60?:	Yes No
Has either parent died as a result of cardiovascular disease or cancer before 60?:	Yes No
Have both parents died as a result of cardiovascular disease or cancer before 60?:	Yes No
What is your Height?:	(ft'in")
What is your Weight?:	lbs.
Have you used any nicotine-based products in the past 36 months?:	Yes No
Term Desired:
Amount Desired:

What is the best time of day to contact you?: Morning Afternoon Evening
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Company or Business Name:
Questions or Comments:
Would you like to recieve more info from us? Yes!

About Life Insurance…

Term Life, Whole Life and Universal Life Insurance… the list and combination seem endless. Do you know which life insurance policy type is right for you? Our dedicated team of life insurance professionals understands California’s market and regulations and can find the right plan, or mixture of plans for your specific needs.

Life Insurance premiums are at the lowest we have seen in recent years. We can help you choose the best type of Life Insurance for you and your family. When you buy a Life insurance policy you provide a measure of financial security to your beneficiaries.

Reasons to consider purchasing Life Insurance

Replace income for dependents
Pay final expenses
Create an inheritance for your heirs
Create a source of savings

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More Options for Life Insurance...

Universal Life

Similar to Whole Life Insurance, Universal Life Insurance builds cash value, as you continue to make your monthly payments. However, the Universal Life Insurance Policy is much more flexible, as you can alter your payments based on your financial situation. In addition, unlike whole life insurance, the interest which accumulates from your Universal Life Insurance Policy can actually be used to pay your premium.

Many people seeking a life insurance policy do enjoy the benefit of having a policy which is flexible. For instance, if you lose your job and are unable to pay for your life insurance premiums, you can use your interest to pay for the premium due that month and not worry about losing your policy.

Getting Universal Life Insurance Quotes

Quotes for Universal Life Insurance are very intricate, as there are multiple factors which dictate your rates. We offer FREE quotes, to determine which type of life insurance policy would fit into both your individual situation and budget.

Universal Life Insurance Rates are Determined By:

Age of the Insured
Your Health Status
Policy Death Benefit Amount
Addition of Any Life Insurance Riders

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Term Life

Most people choosing Term Life have a strategy for long term net worth. They need specific coverage for a period of their lives to protect debt, loved ones, and children. For homeowners with children it might make sense to have a Term Life Policy to cover the mortgage and living needs until their children are old enough to provide for themselves. In this case, the term would expire around the time your children move out.

Term Life Insurance Basics:

Coverage for a “term” or period of your life
Lower premiums for higher coverage
Rates can change after specific terms expire
No equity – cannot be used as cash value

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Whole Life

Whole Life can be used in the retirement years as cash assets. It can provide equity for loans and it has fixed payments that do not increase with time. Many times Whole Life polices can, in some cases, pay dividends.

Whole Life Insurance Basics:

Whole life – Permanent, not for a specific period
Protection is carries with you your whole life
Can build equity and have cash value
Higher premiums than term life, but can be more valuable in the long run

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Allow us to be your One-Stop Insurance Solution for all your personal and business insurance needs.

Give us a call today for your FREE quote and start saving money.
Reach us at: (909) 392-5535 or (866) 789-5433
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